Montreal Frauds & SpamsDefinition of Fraud
Definition of fraud is a deliberate misrepresentation for profit or for gaining some unfair or dishonest advantage. A fraud takes place when someone uses deceit, misrepresentation or false statements causing you to misunderstand the nature of a transaction and to suffer damages, usually monetary damages.
You are victim of a fraud when someone using false or forged facts deprives you or your company from your properties or your assets. Deception which amounts to fraud comes in many forms and people need to be well informed in many areas in order to avoid being deceived. Definition of Mail FraudOrder an item, make payment, receive nothing is the simplest form of mail fraud. Other variants include misleading descriptions, deliberate sale of defective or stolen merchandise including a request that a money order be sent to pay for non-existent or undelivered merchandise. Top Internet Fraud Scams
One of the most prolific and dangerous internet scams, emerged in the 1980s. They are called Nigerian or 419 scams, 419 being the article of the Nigerian Criminal Code dealing with obtaining money by false pretenses. The next email they send you could contain a phishing scam or a virus giving them access to your computer. Read The Nigerian Spam Scam Exposed, delete the message and move on to something more entertaining. Phishing is a general term for emails, text messages and websites sent by criminals and designed to look like they come from financial institutions, government agencies and known companies or organisations. Their main goal is to collect your personal, financial and other sensitive information. Nowadays we can buy or sell almost anything over the Web. Some sell a product, often at a very cheap price, just so they can steal your credit or debit card and your personal information. They may also take your money and send you a worthless item or nothing at all. Credit Card Check Fraud
Your card could be lost or stolen and used to purchase goods or services. A thief could obtain your card data and use the information to get a counterfeit card or, he could use it to make telephone or Internet purchases referred to as “card not present” frauds. Debit card fraud happens when a thief scans or steals your information from the magnetic strip on the back of your card and when he creates a duplicate. To steal money from your account, the thief also has to capture your PIN number. Beware of email messages claiming to be from financial institutions as they never send emails asking their customers to provide account information. When you enter personal information such as your credit card number and expiry date on a phishing site, it is directrly sent to the fraud perpetrators.
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